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‘PIP’ insurance repeal emerges in Senate

The bill seeks to end the no-fault system and personal injury coverage requirements.

A Senate Republican on Friday filed a proposal aimed at repealing Florida’s no-fault auto insurance system, an issue that has been repeatedly debated in recent years.

State Sen. Jeff Brandes, a St. Petersburg Republican, filed the proposal (SB 896) for consideration during the Legislative Session that starts March 5. It calls for eliminating the no-fault system and the requirement that motorists carry $10,000 in personal-injury protection, or PIP, coverage, as of Jan. 1, 2021.

The longstanding PIP requirement is designed to cover at least some medical bills after traffic accidents.

Under Brandes’ bill, motorists would be required to carry certain levels of bodily-injury and property-damage coverage.

Lawmakers in 2012 passed a package of changes — championed by then-Gov. Rick Scott and then-state Chief Financial Officer Jeff Atwater — that were considered a last-ditch effort to maintain the no-fault system, which critics said had become riddled with fraud. Since then, the House and Senate have considered a series of bills to eliminate the no-fault system, but a repeal has not passed.

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