Ryan Nicol
Democratic U.S. Rep. Jared Moskowitz is one of the leading voices in Congress to extend the National Flood Insurance Program (NFIP), which is soon to expire, through 2026.
The NFIP offers flood insurance policies for those worried about natural disasters. That’s particularly important in Florida, as homeowners’ insurance typically does not cover flooding.
According to the NFIP, there are more than 5 million policyholders nationwide who have flood insurance through the program. Around 1.7 million of those policyholders live in Florida, meaning the state makes up more than one-third of all NFIP coverage in the United States.
But the NFIP is currently scheduled to expire on Sept. 30 of this year. That would put a halt to new flood policies. Existing policies would continue to pay out, but could not be renewed.
Enter Moskowitz, one of six cosponsors nationwide of a bill that would keep the NFIP in place through the end of 2026.
“With hurricane season around the corner, Florida homeowners and businesses deserve certainty that the flood insurance policies they’ve paid into will be there when disaster strikes,” Moskowitz said in a statement supporting the legislation.
“The NFIP needs reform to lower costs for policyholders and be kept solvent, but it’s too important to let lapse. As Congress works toward long-term solutions that’ll save the NFIP, I’m urging my colleagues to join us in extending this lifeline and delivering our communities the security they’re counting on.”
Democratic U.S. Rep. Troy Carter of Louisiana is the lead sponsor of the bill, titled the National Flood Insurance Program Authorization Extension Act.
In addition to Moskowitz, Democratic U.S. Reps. Cleo Fields of Louisiana, LaMonica McIver of New Jersey, and Marc A. Veasey of Texas are also cosponsoring the bipartisan measure, along with Republican U.S. Reps. Julia Letlow of Louisiana and Mike Ezell of Mississippi.
This is far from the first time Moskowitz has spoken about natural disaster-related issues in the federal government. Moskowitz, of course, served as Director of Florida’s Division of Emergency Management.
Last month, he joined Republican U.S. Rep. Byron Donalds to support a bill establishing the Federal Emergency Management Agency as an independent federal agency, removing it from the Department of Homeland Security.
And as Florida struggled through a devastating storm season in 2024, Moskowitz was at the forefront, seeking federal relief for those impacted. Previously, he backed legislation aimed at lowering the cost of homeowners’ insurance by allowing the federal government to guarantee a portion of the cost.
Moskowitz also supports another bipartisan bill that would allow homeowners to set up tax-free accounts to save for costs associated with natural disasters.
