Gov. DeSantis to call Special Session on property insurance
Ron DeSantis. Image via AP.

The Special Session will be focused on property insurance, but other issues could be on the table.

Gov. Ron DeSantis announced that the Florida Legislature will be called back for a second Special Session in May during a press conference Monday.

DeSantis said he will be signing a proclamation to set the dates for the Special Session later this week, but is still working with legislative leaders on the dates. He said the main focus would be property insurance reform, but that other issues could be addressed.

The Governor had previously encouraged the Legislature to take up property insurance legislation when they meet next week for a Special Session on redistricting. DeSantis said during the press conference he was not confident it would be dealt with during this week’s Special Session, but is confident it can be dealt with during the May one.

“Issues like property insurance and trying to bring some sanity and stability, and have a functioning market, I’m confident that we’re going to be able to get that done,” DeSantis said.

The Special Session announcement comes as homeowners throughout the state have been hit with large rate hikes, companies have gone bankrupt and others have chosen not to renew policies. Some lawmakers, such as Sen. Jeff Brandes, have been pushing for a Special Session over the past several weeks.

Multiple companies have entered receivership in the last year and four others have refused to renew more than 120,000 policies. Some of the policies from defunct companies have been taken on by other carriers. But the more companies fail, the more likely policies will be paid by the Florida Insurance Guarantee Association, which will issue assessments on all insurers to pay claims under those failed companies. Assessments are ultimately passed on to homeowners through further rate increases.

It’s also more likely Citizens Property Insurance Corp., the state-run insurer designed to take on only the highest-risk policies in the state that the private market won’t cover, will assume thousands more policies. That leads to higher risk, and therefore a greater chance of assessments if a major hurricane hits and wipes out Citizens’ surplus.

Florida lawmakers attempted to address the issue in the 2022 Legislative Session, but the chambers couldn’t reach an agreement before it ended in March. The Senate passed SB 1728, which installed a new roof deductible and allowed Citizens to raise rates faster in an attempt to reduce the number of policies going into Citizens. Insurers have cited spikes in roof claims and litigation costs as the main drivers of their losses.

However, the proposal didn’t gain traction in the House, where House Speaker Chris Sprowls expressed concern that the changes could harm low- and fixed-income Floridians, who may not be able to afford higher roof deductibles. He was also skeptical that lawmakers that property insurance reforms passed in the 2021 Legislative Session had had time to take root.

The legislation died on the 60th day of the Session in mid-March.

DeSantis also left the door open for other issues to be addressed during the May Special Session.

“We may also address other issues that came close to getting across the finish line, that maybe we can tweak and get there,” he said.


Florida Politics reporter Gray Rohrer contributed to this report.

Tristan Wood

Tristan Wood graduated from the University of Florida in 2021 with a degree in Journalism. A South Florida native, he has a passion for political and accountability reporting. He previously reported for Fresh Take Florida, a news service that covers the Florida Legislature and state political stories operating out of UF’s College of Journalism and Communications. You can reach Tristan at [email protected], or on Twitter @TristanDWood


  • Dysfunctional state government

    April 18, 2022 at 11:44 am

    Prediction: nothing meaningful will get done on insurance but they will tackle some new pointless culture war battles. If this was actually a priority it would have been addressed and the culture war nonsense would not have taken priority.

    • Phil

      April 18, 2022 at 1:21 pm

      I couldn’t agree more. It’s easier to make up non existent issues and claim you fixed them that it is to actually solve problems that people care about. We’ll see what shakes out in November I guess.

  • Raheim Sherbedgia

    April 18, 2022 at 2:47 pm

    The key points memorandum floating around isn’t very encouraging. The special session is the “Don’t Say Climate Change” conference.

    Citizens is going to become the statewide judge and jury of climate change effects and risk analysis. Other insurers will have to use the same risk analysis tools as Citizens.

    The general idea is to make Citizens the arbiter of climate science and ultimately the only insurer in Florida. Pay close attention to this one. It’s not a good thing.

  • Tjb

    April 18, 2022 at 5:23 pm

    About time Ron. But will you really do anything to fix the property insurance problem facing many Floridians? Or are you too busy with Christina Pushaw creating culture war issues to solve with hateful and divisive rhetoric and lies?.

    • S. Claytor

      April 19, 2022 at 5:37 pm

      Thank you Gov DeSantis for trying to get property ins. In South Florida. Citizen’s as of last year went up to over $6,000.00 for our simple blue collar neighborhood. God knows what they will hike it up to when time to renew in July. We are now retired and can’t afford these prices. Also companies that won’t cover older homes should not be able to advertise bundling your insurance. Can’t find any insurance co. Except citizens that will cover older homes in South Florida. We need more than one choice and regulations on price.

      • Raheim Sherbedgia

        April 19, 2022 at 7:58 pm

        DeSantis is removing choices and increasing pricing. He wants to make Citizens the sole insurer in Florida.

  • Charles Short

    April 18, 2022 at 9:36 pm

    They spent the entire legislative session passing their partisan agenda ,so now we have to pay them overtime for them to do the peoples work ,they should have been doing

  • drstrangelove

    April 19, 2022 at 4:13 am

    Ronnie baby has to go. Private insurance needs to go. Florida needs to have a state run insurance company that bills by risk. That means wealthy people on the coast need to pay through the nose.

  • JD

    April 19, 2022 at 6:36 am

    LMAO – in the attempt to fight woke, people have awaken to the culture wars taking away resources from real problems.

    3.8 Million FL independants and NPA’s have a choice and a voice.

    Public office holders, do public service, not self-service.

Comments are closed.


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