Gov. DeSantis backs Jeff Brandes’ call for property insurance Special Session
Ron DeSantis and Jeff Brandes.

Is it too late for the St. Petersburg Republican to have a redemption arc?

Gov. Ron DeSantis says he wants lawmakers to reach a deal on property insurance, reigniting an issue the Legislature failed to agree on last month.

The Governor had previously encouraged the Legislature to take up property insurance legislation when they meet next week for a Special Session on redistricting. Brandes, a St. Petersburg Republican who for years has harped on rising insurance rates and the increasing number of insurers going insolvent, called for a Special Session on Wednesday dedicated to shoring up Florida’s tumultuous property insurance market.

“I absolutely support what Sen. Brandes is doing,” DeSantis said at a news conference Monday morning when asked about Brandes’ letter.

The Senate in early March passed a bill (SB 1728) intended to combat rising insurance rates. However, the proposal didn’t gain traction in the House, where Speaker Chris Sprowls remained skeptical that lawmakers should take a second stab at property insurance after passing a major property insurance change less than a year prior.

The legislation died on the 60th day of the Session in mid-March.

DeSantis on Monday told reporters he’s tasked Bradenton Republican Sen. Jim Boyd, who sponsored the Senate’s insurance bills this year and last year, with assembling a package that “would pass muster.”

“I told him, let’s get the product together, and once we have something that will go, we’ve got to go,” DeSantis said.

“You’ve already seen different insurers go out,” he continued. “We need to have a vibrant market where people are able to get policies at an affordable rate.”

Boyd told reporters he agrees lawmakers need to find solutions to save Floridians money on property insurance.

“It’s out of control. We’ve got to get our arms around it and have to solve it for our constituents,” Boyd said.

DeSantis did not yield the mic to Sprowls, a Palm Harbor Republican, to address property insurance. Legislative and community leaders had joined DeSantis at the Tampa news conference on fatherhood to support the Governor as he signed a child welfare bill spearheaded by Sprowls.

The Florida Insurance Guaranty Association (FIGA) in late February approved a 1.3% assessment on the premium cost of all policies sold in Florida, amounting to a $190 million assessment.

In the past year, four companies have declined to renew more than 120,000 policies, and two others have gone bankrupt. Other companies have received large rate hikes from state regulators. Citizens Property Insurance, whose annual rate increase is capped at 10%, also is taking on more policies — up to 800,000 — as the private market pulls out of some high-risk areas.

Insurers have cited spiking roof claims and litigation as the main culprits for their losses and subsequent rate hikes. In 2019, Florida had 8% of the nation’s property insurance policies, but 76% of the lawsuits.

“Florida’s private property insurance market has collapsed, and it is evident we must call a Special Session to address this dire situation,” Brandes wrote in his letter to Sprowls and Senate President Wilton Simpson. “With the 2022 hurricane season quickly approaching and an unstable market, the Legislature chose to leave homeowners exposed to a perfect storm of rising rates, limited coverage and diminishing options.”

Monday afternoon, after DeSantis’ news conference, Brandes tweeted that he has tallied enough support from lawmakers to submit a formal call for a Special Session. Lawmakers can call a Special Session if at least 20% of legislators submit a request and three-fifths of the House and Senate agree.

Nearly two dozen House Democrats have pledged their support. Brandes said a final count will be sent to the Department of State at 5 p.m.

Brandes, who has served in the Legislature since 2010 and the Senate since 2012, has reached his term limit and isn’t eligible for re-election in November.

The Senator has increasingly bucked the party line in recent years, including on GOP priorities like election law, the anti-riot bill and the parental rights in education bill. Brandes was absent from an event last year as DeSantis signed a COVID-19 liability bill he had sponsored. Simpson ultimately removed Brandes as Chairman of the Senate Judiciary Committee last year following his multiple feuds with leadership.

DeSantis’ endorsement of Brandes’ call on Monday could mark a moment of redemption for the Senate maverick.

“I thank him for what he’s doing. I think we will get there,” DeSantis said.


Gray Rohrer of Florida Politics contributed to this report.

Renzo Downey

Renzo Downey covers state government for Florida Politics. After graduating from Northwestern University in 2019, Renzo began his reporting career in the Lone Star State, covering state government for the Austin American-Statesman. Shoot Renzo an email at [email protected] and follow him on Twitter @RenzoDowney.


  • Reedman Bassoon

    April 11, 2022 at 12:46 pm

    In 2019, Florida had 8% of the nation’s property insurance policies, but 76% of the lawsuits.

    Insurance is fundamentally gambling.

    A simpler solution — make “wind insurance” illegal. When homeowners assume the liability, the repair costs will plummet and the litigation costs will go to zero.

    If this proposal is too radical, a more palitable solution would be to make all insurance litigation “loser pays”, and to make contigency fee arrangements illegal. This will empty the civil courts very quickly.

  • Lynda

    April 11, 2022 at 2:34 pm

    Re: Property Insurance
    All too many of the new companies formed to serve Florida property owners seemed to be by people who may have thought unreasonably large profits could be made. Very little in their business plans seemed to be included to serve the needs of property owners without charging high premiums.

    If what is included in property insurance policies is primarily selling points to create volume for profit rather than realistic coverage to meet acceptable risk needs of owners the companies are on shaky ground to stay in business.

    Unless my memory fails me, customers of Citizens were/are simply assigned to a private company and not given a choice. No wonder the level of trust between customer and company was/is so low and generates a high level of lawsuits.

    I doubt that the current Legislature is either qualified and/or free of political agendas to put in place a property insurance bill the current governor will sign and will also meet the needs of property owners at a sensible premium.

Comments are closed.


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