Rick Scott says insurance ‘way too expensive’ for Florida homeowners

DeSantis Scott
A message for Ron DeSantis: 'Until it's completely solved, there's more to do'

As Hurricane Idalia approached Tuesday night, U.S.Sen. Rick Scott offered his latest critique of the Ron DeSantis-era insurance market and its problems.

“It’s way too expensive to insure homes in Florida right now. And so we’ve got to work with the insurance companies. (We’ve) got to recruit them to come back to the state. (We’ve) got to get more competition and (we’ve) got to solve the problem so they can drive their rates down,” Scott told CNN‘s Kaitlan Collins.

“Until it’s completely solved, there’s more to do,” he added. “So we still have companies leaving. I mean, we have less competition.”

Scott, who was Governor for eight years, said issues endemic to the Florida market “have to be solved at the state level.”

That includes shrinking Citizens Property Insurance’s exposure, the state insurer of last resort.

“I worked to get it down from a million policies to 400,000. I think it’s back up to 1.3 million policies. It’s not a fully funded insurance product,” Scott maintained.

Scott’s critiques are not new. He called the state’s insurance marketplace a “disaster” earlier this year, saying the departure of Farmers Insurance was a “wake-up call” to the state.

The Senator’s comments came after DeSantis, on successive days, blamed the Legislature for not implementing insurance reforms he wanted, then refused to say what those reforms were when asked directly Tuesday in Tallahassee.

“I’ve always wanted to do more than the Legislature wanted to do,” he said Monday, without elaborating.

DeSantis has been compelled to defend insurance changes, not just in Florida, but during his presidential campaign, pushing back against the “false premise” that not enough had been done, while telling Floridians, in interviews with out of state media personalities, to temper their expectations.

He famously urged Florida homeowners to “knock on wood” and wait out the crisis during a radio interview earlier this month.

“I think they’re going to wait through this hurricane season and then I think they’re going to be willing to deploy more capital to Florida,” DeSantis said of insurance companies earlier this month on the Howie Carr Show. “So, knock on wood, we won’t have a big storm this summer. Then I think you’re going to start to see companies see an advantage.”

A.G. Gancarski

A.G. Gancarski has written for FloridaPolitics.com since 2014. He is based in Northeast Florida. He can be reached at [email protected] or on Twitter: @AGGancarski


  • SteveHC

    August 30, 2023 at 9:11 am

    Both Scott’s and DeSantis’s vacuous “plans” for dealing with Florida’s unsustainable homeowners and auto insurance situations always were and still are entirely ineffectual and constitute nothing more than “throw-away” political grand-standing pronouncements that Floridians truly have absolutely NO use for… along with the politicians themselves.

  • Dale A Arnold

    August 30, 2023 at 9:40 am

    Ron is an empty suit! He was to busy listening to karens for liberty to ban books!
    To busy banning drag shows!
    To busy targeting trans people!
    To busy attacking black history!
    All the while he ignored Florida’s real problems!
    Florida is nothing more than a stepping stone for Ron & Casey!

  • Dr. Franklin Waters

    August 30, 2023 at 10:43 am

    Real estate crash incoming.
    But at least trans people can’t take a dump in a public bathroom, so that’s nice.

  • PeterH

    August 30, 2023 at 12:13 pm

    Florida residents need to have “plan B” ready when the big one hits a heavily populated area. Residents need to understand that insurance companies will go bankrupt and be unable to pay out in any reasonable time frame. Residents need to have a back up plan that involves walking away from the disaster and relocating to higher ground.

Comments are closed.


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